100% Financing

Can finance 3.5% guarantee fee

Can finance closing costs up to appraised value

Seller can pay all closing costs (no limitations).

Income limitations:  $78,550 (1-4 person); $103,700 (5-8 person)

No Monthly Mortgage Insurance!

Unrestricted gifts

No cash contribution required from borrower.

Credit score:  640, but under certain conditions they will allow lower score

Property must be in eligible area: City of Ennis & Waxahachie are excluded (Meadow Ridge in Venus is approved for  USDA)

Property condition must conform to FHA standards

30 year fixed rate:  Approximately 5.25% currently

No official loan limit

Limited to primary residence

Must have insufficient resources to secure conventional financing (with 20% down)

For more information or to get pre-qualified, call:

Tom or Suzette Bartosh

Jefferson Home Mortgage

972.617.4800